Representation of financial institutions is a core practice area for our firm. Our banking and secured lending practice includes:

• Formation and capitalization of bank holding companies and de novo banks
• Regulatory and compliance matters
• Project and development financing, including single family and multifamily developments
• Real estate secured and construction financing
• Asset-based financing
• Secured and unsecured working capital lines of credit
• Term loans
• Direct pay letters of credit as enhancement for industrial revenue bonds and special service areas
• Participations and multi-bank lending relationships
• ESOP loans
• Workouts and restructuring
• Enforcement of creditors' rights
• Litigation

Our practice also includes the representation of owners and developers in connection with the structuring, negotiation, documentation and closing of credit facilities.